Liquid cash: A credit card means you will no longer have to carry cash. This reduces chances of theft domestically and internationally.

Pay easily: Now you can pay your grocery bills and your retail bills with ease while creating a good credit history.

Rewards and cashback: Credit cards gives attractive benefits in the form of rewards, bonus, discounts and cashbacks.

Special benefits: Some credit cards offer frequent flier points and subsidy of fuel if you use your credit card to pay for your flight bookings or pay for fuel at petrol pumps.